Notes: Starting with a license-produced version of the T-72 as a base (a vehicle they called the M-84), the Yugoslavians improved upon the design and developed the M-84A. The M-84 has a better fire control system than the basic T-72 (comparable to the T-72B), but loses a degree of elevation for the main gun in the bargain (+13 degrees instead of the normal +14 degrees). The armor package is also a little better, and fuel capacity is slightly increased by use of a smaller engine. Like the T-72, the M-84A is often found fitted with reactive armor on the TF, TS, HF, and HS. In addition to the various former Yugoslavian republics, the M-84A is used by Kuwait, Libya, and Syria.

The M-84AB was produced especially for Kuwait, and they ordered about 200 of them. Some 15 of them were on hand for Operation Desert Storm, having been delivered to the remnants of the Kuwaiti Army in Saudi Arabia. They differ from the standard M-84A in that they have more sophisticated fire control computers, better gun stabilization, and different, longer-range, American-supplied radios.